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92 Island Bay Lane, Springfield, IL 62712.
Premier Main Body Lakefront Living on Lake Springfield! Near Island Bay Yacht Club, this completely renovated, move-in-ready lake home offers the rare combination of breathtaking lake views, exceptional outdoor living & effortless lake lifestyle. Most windows have been replaced to maximize the views, creating a beautiful connection to the water throughout the home. The outdoor oasis features a heated freshwater in-ground pool, pool house with bar, covered boat dock with lift, floating dock with two jet-ski lifts, fire pit and new maintenance-free deck perfect for entertaining & enjoying the lake. Inside, the home features a stunning custom kitchen with large quartz island, pantry/coffee bar & new appliances, including a commercial refrigerator/freezer. The spacious living room & eat-in kitchen are anchored by a gas log fireplace & opens directly to the maintenance free decking. New LVP flooring, renovated guest bath and two guest bedrooms complement the luxurious primary suite with oversized walk-in closet, built-in island, walk-in shower, freestanding tub and a wellness retreat w/ hot tub. The finished walkout lower level offers a full kitchen/bar, bath, fireplace & private entrance, providing incredible guest or studio space. Additional highlights include a breezeway with drop zone, large laundry room with home-office area & storage shed. All renovations completed within the past five years. Chatham schools. A truly rare, turn-key lake house ready to enjoy from day one.
MLS ID: CA1046000
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92 Island Bay Lane, Springfield, IL 62712.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $795,000 | $795,000 | $795,000 |
| Down Payment | $159,000 | $27,825 | $198,750 |
| Monthly Mortgage Amount | $4,020 | $4,934 | $4,991 |
| Taxes | $1106 | $1106 | $1106 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $350 | $0 |
| Monthly Estimated Total | $5,358 | $6,622 | $6,329 |
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