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3909 Waterstone Way, Springfield, IL 62711.
Welcome to Stone Creek, Springfield's premier 55+ community, where homeownership becomes less about maintenance and more about living. This beautifully maintained one-owner ranch offers 4 bedrooms, 3 full baths, and a thoughtfully designed floor plan that provides exceptional flexibility for overnight guests, hobbies, a home office, library, or additional living space. Abundant natural light fills the home through distinctive transom windows that enhance both privacy and sunshine. The spacious living room flows into a well-appointed kitchen featuring granite countertops, abundant cabinetry, pantry storage, and additional storage beneath the island. The main floor is designed for comfortable everyday living with laundry, a generous primary suite with walk-in closet, and convenient access to the shaded patio ? an inviting retreat for morning coffee or relaxing summer evenings. The finished lower level offers a spacious family room, an additional bedroom, full bath, and exceptional built-in storage. Quality energy efficient upgrades include a 96% high-efficiency HVAC system, Panasonic Intelli-Balance Energy Recovery Ventilator (ERV), thermal expansion tank, EV-ready garage outlet, and newer refrigerator and dryer (2026). The Generac whole-house generator, Zoeller water-powered backup sump pump, and Young's security system offer safety and peace of mind. Stone Creek homeowners enjoy the numerous amenities listed. Move in, unpack, and begin enjoying this carefree lifestyle.
MLS ID: CA1046121
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3909 Waterstone Way, Springfield, IL 62711.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $475,000 | $475,000 | $475,000 |
| Down Payment | $95,000 | $16,625 | $118,750 |
| Monthly Mortgage Amount | $2,402 | $2,948 | $2,982 |
| Taxes | $661 | $661 | $661 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $209 | $0 |
| Monthly Estimated Total | $3,202 | $3,957 | $3,782 |
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