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15504 Ridgefield Drive , Manhattan, IL 60442.
Hot Ridgefield Estates of Manhattan - a custom home neighborhood, ideally located and with NO homeowner association or SSA! Lovely curb appeal including a welcoming front porch for guest and neighbor socializing. Step inside to discover a light-filled two story foyer, featuring an open staircase w/new metal railings and a fun decorative ledge for holiday displays. Spacious flex room is currently being used as a formal dining area but works well as a living room, music room or home office @ just off the foyer. Wonderful open floor plan includes a roomy kitchen w/pantry, open to sunny dinette and cozy family room. The main level has new LVP installed in 2025. 1st floor powder room is also fully updated. Handy, nice-sized laundry room w/storage and counterspace, leads to 2 car attached garage (new upgraded overhead door in 2024). Head on upstairs to see the big master suite, with a private full bath and bonus sitting room, ideal for nursery or make this your super-closet. Two additional bedrooms and a spacious loft (EZ conversion into 4th bedroom if needed) share another full bath (updated in 2026). Sports fans in the family will love the full finished basement, complete with built-in bar, convenient 3/4 bath, and areas for game day viewing and party time! Speaking of party time, this is the place for summertime enjoyment. So much entertaining space in the awesome back yard: 30x16 concrete patio w/pergola, oversized 26x12 deck, above ground pool and a 12x10 storage shed...all in a privacy fenced yard w/gate for easy access to the junior high across the road. Other items to note: kitchen appliances and sump pump new in 2026. Furnace, AC, Ecobee smart thermostat, water heater and additional insulation in 2020. Manhattan Elementary Schools and Lincoln-Way West High School...and again, no HOA fees and no SSA fees to dent your budget!
MLS ID: 12752298
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15504 Ridgefield Drive , Manhattan, IL 60442.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $434,900 | $434,900 | $434,900 |
| Down Payment | $86,980 | $15,222 | $108,725 |
| Monthly Mortgage Amount | $2,199 | $2,699 | $2,730 |
| Taxes | $605 | $605 | $605 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $191 | $0 |
| Monthly Estimated Total | $2,931 | $3,622 | $3,462 |
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