https://www.ruhlmortgage.com/LawrenceDavis.html

1305 13th Street Winthrop Harbor, IL 60096 • Residential - Single Family • Active

  • 1305 13th Street, Winthrop Harbor, IL 60096 Main Photo

34 Photos

Description

Location, nature, and space come together in this inviting 3-bedroom, 2.5-bath split-level home with a detached 3-car garage, no HOA, and a peaceful setting near Lake Michigan! Tucked away on a quiet dead-end street adjacent to the forest preserve, this home offers beautiful seasonal views, abundant privacy, and the convenience of city water and sewer. Step inside to a bright, open living room featuring a vaulted ceiling, plush carpeting, and a large picture window overlooking the natural surroundings. The spacious eat-in kitchen offers all appliances, a breakfast bar, new flooring, oversized pantry closet, and plenty of room for a dining table. French doors lead directly to the deck for easy indoor-outdoor living, grilling, and entertaining. The primary bedroom features a private ensuite bath, while two additional generously sized bedrooms share a second full bath with new flooring. Closets throughout provide plenty of storage. The newly renovated lower-level family room adds even more living space and features a cozy wood-burning fireplace, convenient half bath, and walkout access to the yard-perfect for a recreation room, movie room, home office, or entertaining space. The mechanical/laundry room includes a newer washer and dryer (2022). Smart-home buyers will appreciate updated wiring for smart-home technology and smart light switches throughout. Additional features include 200-amp electrical service and a low-maintenance exterior. A standout feature is the impressive 32' x 28' detached 3-car garage with additional storage-ideal for car enthusiasts, a workshop, hobbies, recreational equipment, or extra storage. A shed and side parking apron provide even more flexibility. With no HOA, a 3-car garage, walkout lower level, deck, smart-home features, forest preserve setting, and Lake Michigan just minutes away, this home offers a rare combination of space, privacy, nature, and convenience!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,654
Walkout Basement
Garage Size: 3
Built in 2004
School District: District 126
Wooded Lot
Brick Exterior
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 2,654
County: Lake
Listed By:
Berkshire Hathaway HomeServices Starck Real Estate 847-515-1200
MRED MLS

Room Information

Bedroom 2: 12X11
Bedroom 3: 11X10
Family Room: 20X22
Kitchen: 15X17
Laundry: 9X7
Living Room: 15X17
Primary Bedroom: 13X12
$345,000
Est. $2,394/mo
3beds
3baths
2,654sqft
3cars
Active
BEDS3 BATHS2 full 1 partial SQUARE FEET2,654 MLS#12744616
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 126

Get in Touch

Contact an agent to learn more about

1305 13th Street, Winthrop Harbor, IL 60096.

Contact Form

Preferred Communication Method:

Mortgage Calculator

Call or Click to get Pre-Approved! 563-441-1862 toll free 866-441-1862

Customize Your Loan

Customize Your Rate

Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $345,000$345,000$345,000
Down Payment $69,000$12,075$86,250
Monthly Mortgage Amount $1,813$2,225$2,236
Taxes $480$480$480
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$152$0
Monthly Estimated Total $2,394$2,958$2,817

Customize Your Mortgage

Similar Listings For Sale Sold

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/25/2026. The listing information on this page last changed on 10/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 10/25/2026 12:00:18 AM EST) or MRED MLS (last updated Sat 10/24/2026 11:55:01 PM EST) or SCWMLS (last updated Sat 10/24/2026 11:55:29 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 10/24/2026 10:18:58 PM EST) or Cedar Rapids MLS (last updated Sat 10/24/2026 10:44:17 PM EST) or NEIRBR MLS (last updated Sat 10/24/2026 11:58:44 PM EST) or ICAAR MLS (last updated Sat 10/24/2026 11:37:27 PM EST) or ECIMLS (last updated Sat 10/24/2026 11:44:36 PM EST) or RMLSA (last updated Sat 10/24/2026 11:50:59 PM EST) or Muscatine MLS (last updated Sat 10/24/2026 11:45:14 PM EST) or No Coast MLS (last updated Sat 10/24/2026 11:54:23 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility


Agent License Information: Licensed in IL

Login to My Homefinder